NOVELTY - A photoelectric conversion device comprises: (i) a substrate having an electrode of one side; (ii) crystalline semiconductor particles containing silicon of one conductivity type which are deposited on and joined to the substrate; (iii) insulator interposed among the crystalline semiconductor particles; (iv) semiconductor layer of opposite conductivity type on the semiconductor particles; and (v) electrode of another side connected to semiconductor layer.    USE - For photovoltaic power generation.    ADVANTAGE - The low cost photoelectric conversion device has high performance and reliability.    DETAILED DESCRIPTION - A photoelectric conversion device comprises:    (a) a substrate (1) having an electrode of one side;    (b) crystalline semiconductor particles (2) containing silicon of one conductivity type which are deposited on and joined to the substrate;    (c) insulator (3) interposed among the crystalline semiconductor particles;    (d) semiconductor layer (4) of opposite conductivity type on the semiconductor particles; and    (e) electrode (5) of another side connected to semiconductor layer.    The insulator comprises a mixture or reaction product of polysiloxane and polycarbosilane.    An INDEPENDENT CLAIM is also included for a manufacturing process of photoelectric conversion device comprising:    (1) depositing crystalline semiconductor particles of one conductivity type on a substrate having an electrode of one side and applying heat to join the particles to the substrate;    (2) forming a coating having liquid repellency on the particles;    (3) applying a solution or liquid dispersion of an insulating material over the crystalline silicon particles and performing a heat treatment to interpose the insulating material among the particles;    (4) forming a semiconductor layer of the opposite conductivity type over the particles; and    (5) connecting an electrode of another side to the semiconductor layer of the opposite conductivity type.    DESCRIPTION OF DRAWING(S) - The figure is a cross-sectional view showing a photoelectric conversion device.    Substrate (1)    Crystalline semiconductor particles (2)    Insulator (3)    Semiconductor layer (4)    Electrode (5)