NOVELTY - A thermophilic strain of Talaromyces emersonii, which has a growth temperature of 30-90degreesC and which actively secretes enzymes at temperatures above 55degreesC, is new.    USE - The enzyme, enzyme composition, or microorganism strain above is useful: for bioconversion of plant or plant-derived materials or waste streams including hospital waste; for producing monosaccharide-rich feedstocks from plant residues; in processing and recycling of wood, paper products and paper; in textile processing and recycling; in the saccharification of paper wastes; in antifungal, biocontrol and slime control; for horticultural applications; in animal feed production to enhance the digestibility of cereal-based feedstuffs; in producing low pentose-containing cereal-based feedstuffs for monogastric animals with improved digestibility and low non-cellulosic beta-glucans; in producing functional feedstuffs with bioactive potential for use in veterinary healthcare; in producing specialized dairy or dietary products, e.g. foodstuffs and beverage formulations for geriatric and infant healthcare; in the bakery and confectionary sectors, and in the formulation of novel health food bakery products; to increase the bioavailability of biomolecules with natural anti-bacterial and anti-viral activity, including flavonoid and cyanogenic glycosides, saponins, oligosaccharides and phenolics (including ferulic, and p-coumaric acids, epicatechin, catechin, pyrogallic acid and the like); to increase the bioavailability of natural antioxidant biomolecules, e.g. carotenoids, lycopenes, xanthophylls, anthocyanins, phenolics and glycosides from all plants materials, residues, wastes, including various fruits and berries; in generating feedstocks from raw plant material, and wastes for use in microbial production of antibiotics by fungi and bacteria, including Penicillium sp. and Streptomyces sp.; for generating feedstocks from raw plant materials, plant residues and wastes for use in microbial production of citric acid; for producing oligosaccharides from algal polysaccharides (e.g. laminaran and fucoidan) and additives derived from plant extracts, by generally regarded as safe processes, in the formulation of cosmetics; for producing oligosaccharides and glycopeptides for use as research reagents, in biosensor production and as tools in functional glycomics to probe, receptor-ligand interactions and in the production of substrate libraries to profile enzyme; for producing modified cellulose and beta-g1ucans, cellooligosaccharides, modified starches and maltooligosaccharides, lactulose and polyols (e.g. mannitol, glucitol or dulcitol, xylitol, arabitol); as a feedstock in the production of biofuel; or for altering the calorific value of a waste stream (all claimed).    ADVANTAGE - The present invention provides enzyme preparations which work at higher reactions temperatures, which allows shorter reaction times/enzymatic treatment steps allows simultaneous pasteurization of the hydrolysate, results n significant overall hydrolysis/saccharification, has a potential for reducing enzyme loading and/or a potential for recycling of the enzyme preparation, thus reduce costs associated with the use of these enzymes.    DETAILED DESCRIPTION - INDEPENDENT CLAIMS are:    (1) an enzyme produced by a strain above which retains activity at temperatures above 55degreesC;    (2) an enzyme composition comprising a cellobiohydrolase I or a cellobiohydrolase II or their mixture, beta-glucosidase 1, xylanase and endo-beta-(1,3)4-glucanase;    (3) bio-ethanol or bio-gas whenever produced by a process of the invention; and    (4) a method for obtaining an enzyme system for converting a target substrate.