NOVELTY - A microbial formulation for plant growth with customized solution comprises at least seven beneficial bacteria; at least two beneficial fungi; at least one yeast; and at least one compound which extends the effective life time of the formulation.    USE - As bioinoculant for promoting plant growth (Claimed); and for improving yield of grain, fruit, flowers, or other plants harvested for various purposes.    ADVANTAGE - The microbial formulation is a synergistic composition; has the ability of long shelf life; effective for increasing plant productivity in legumes, non-legumes and vegetable crops; and achieve a shelf life of one year with an initial count of 10 and after 1 year up to 10 at a wide temperature range of 5-40 degrees C. The composition improves phosphorus solubilization in soil; improves nitrogen fixation in free living environment; improves nitrogen fixation in microaerophilic environment; improves soil rejuvenator; improves nutrient cycling and partly to organic matter decomposition; has the ability to tolerate abiotic stresses; has the ability to induce systemic resistance in plants; provides protection against plant pathogens; improves growth of plants parts, resistance to disease, survivability in extreme climate; lowers the need for nitrogen containing fertilizers and solubilize minerals; protects plants against pathogens, and make available to the plant valuable nutrients, such as phosphate, thus reducing and eliminating the need of using chemical pesticides and chemical fertilizers.    DETAILED DESCRIPTION - INDEPENDENT CLAIMS are included for the following:    (1) a microbial formulation effective for application to a plant or to soil comprises of pseudomonas fluorescens, Pseudomonas striata, Azospirillum, Azotobacter, Bacillus subtilis, Bacillus polymyxa, Trichoderma herzianum, Trichoderma viride, Rhizobium species, Lactobacillus and Saccharomyces cerevisiae;    (2) a method imparting to soil microbial consortium involving application to direct soil before sowing, soil surrounding plants and as seed treatment;    (3) a method of enhancing plant growth involving: providing, a microbial formulation comprising a mixture selected from a bacterial mixture having accession number and a fungal mixture having accession number, and a plant; and applying the microbial formulation to a plant for enhancing plant productivity.