NOVELTY - Microbial fertilizer comprises 5-25 pts. wt. complex microbial inoculant, 30-65 pts. wt. composite powder, 5-20 pts. wt. starch and 10-25 pts. wt. bentonite where complex microbial inoculant is composed of Bacillus subtilis, Rhodopseudomonas palustris, Trichoderma harzianum and Paecilomyces lilacinus at mass ratio of 5:2:1:2 with total viable count of 10000000000 cfu/g.    USE - Microbial fertilizer in the form of powder used for improving peanut quality, increasing yield and preventing plant insects and diseases.    DETAILED DESCRIPTION - An INDEPENDENT CLAIM is included for preparation of microbial fertilizer comprising inoculating Bacillus subtilis in slant culture medium at 35-37 degrees C for 36-48 hours where slant culture medium is composed of 10-15 g glucose, 5-7 g peptone, 3-5 g beef extract, 2 g sodium chloride, 16 g agar powder and 1000 mL water with pH value of 7.0-7.5, inoculating in shake flask culture medium at 35-37 degrees C for 12-18 hours under aseptic condition, shaking at rate of 80-200 revolutions/minute where culture medium is made of 10-15 g glucose, 5-7 g peptone, 3-5 g beef extract, l-3 g yeast extract, 2.5 g potassium dihydrogen phosphate, 5 g magnesium sulfate and 1000 mL water with pH value of 7.0-7.5, inoculating in fermentation culture medium at 35-37 degrees C for 36-48 hours under aseptic condition with speed of 80-200 revolutions/minute and aeration rate of 1:0.8-1.0 until 80% cells become spores where fermentation medium is composed of 30-45 g sucrose, 20-25 g soybean powder, 10-15 g peptone, 5 g ammonium sulfate, 5-7 g fish meal, 5 g magnesium sulfate, 3 g manganese sulfate, 2.5 g potassium dihydrogen phosphate, 1.5 g calcium carbonate and 1000 mL water with pH value of 7.5-8.0, concentrating, mixing with carrier powder and drying to obtain Bacillus subtilis agent, inoculating Rhodopseudomonas palustris in slant culture medium at 30 degrees C for 2-3 days where slant culture medium is composed of 0.2-0.5 g yeast extract, 0.5-2 g ammonium sulfate, 0.5 g dipotassium hydrogen phosphate, 0.5 g sodium chloride, 0.1 g calcium chloride, 16 g agar powder and 1000 mL water with pH value of 6.0, inoculating in seed culture medium at 28-30 degrees C for 72 hours where seed culture medium is made of 0.5-l g yeast extract, 0.5-2 g ammonium sulfate, 0.5 g dipotassium hydrogen phosphate, 0.5 g potassium dihydrogen phosphate, 0.5 g sodium chloride, 0.5 g magnesium sulfate, 0.1 g calcium chloride and 1000 mL water with pH value of 6.0, inoculating in fermentation medium at 25-30 degrees C for 5-7 days where fermentation medium is made of 1.0-2.0 g yeast extract, 1.5-3.0 g sodium propionate, 2.5-3.0 g ammonium sulfate, 0.5 g dipotassium hydrogen phosphate, 0.5 g potassium dihydrogen phosphate, 0.5 g sodium chloride, 0.5 g magnesium sulfate, 0.1 g calcium chloride and 1000 mL water with pH value of 6.0, performing low speed centrifugation and mixing with dried husk carrier to obtain Rhodopseudomonas palustris agent, inoculating Trichoderma harzianum in potato dextrose slant culture medium at 26-28 degrees C for 96 hours, inoculating in 200 mL sterile nutrient solution at 26-28 degrees C for 8-24 hours where sterile nutrient solution is made of 2.5 g ammonium sulfate, 5 g glucose and 1000 mL water, shaking at speed of 120-150 revolutions/ minute, inoculating in fermentation medium for 6-8 days where fermentation medium is composed of corn flour, bran and nutrient solution at mass ratio of 5:15:12 where nutrient solution is made of 12-20 g sucrose, 1.5 g magnesium sulfate, 1.5 g manganese sulfate and 1000 mL water with pH value of 1, drying at 30 degrees C, crushing and mixing with carrier to obtain Trichoderma harzianum agent, inoculating Paecilomyces lilacinus in potato dextrose slant medium at 25-28 degrees C for 96 hours, inoculating in fermentation medium at 25-28 degrees C for 2 days with aeration rate of 1:0.8-1.0, speed of 120-150 revolutions/minute and pressure of 0.05 MPa where fermentation medium is made of 25-30 g soybean powder, 15-20 g sucrose, 5 g ammonium sulfate, 0.5 g ferric sulfate, 0.2 g manganese sulfate, 0.05 g zinc sulfate, 0.05 g copper sulfate, 0.3 g cobalt chloride and 1000 mL water with pH value of 5-6, inoculating in solid fermentation medium composed of soybean flour, bran and nutrient solution at mass ratio of 1:3:2 where nutrient solution is made of 15-25 g starch, 10-15 g glucose, 3 g ammonium sulfate, 0.5 g ferric sulfate, l g magnesium sulfate and 1000 mL water, drying at 30 degrees C, crushing and mixing with rice husk carrier to obtain Paecilomyces lilacinus agent, mixing Bacillus subtilis, Rhodopseudomonas palustris, Trichoderma harzianum and Paecilomyces lilacinus, controlling water content to less than 10% and mixing complex microbial inoculant, composite powder, starch and bentonite.