NOVELTY - A composite liquid fertilizer comprises 2-5 pts. wt. microbial cells, 80-130 pts. wt. complex nutrients, 10-30 pts. wt. cell protective agent as carrier and 0.5-3.0 pts. wt. additives.    USE - Composite liquid fertilizer.    DETAILED DESCRIPTION - INDEPENDENT CLAIMS are included for: (1) preparation of cultivating material composition comprising activating microbial cells, cultivating to obtain liquid seed, inoculating at 37-40 degrees C with speed of 300 revolutions/minute (rpm), collecting at 15-18 hours, adding 1.0-1.2 wt.% urea, 0.5-0.6 wt.% potassium hypophosphite trihydrate, 0.3% -0.5% potassium hypophosphite and 0.1-0.2 wt.% urea, centrifuging at 4 degrees C for 8-10 minutes with speed of 3000-5000 rpm, discarding supernatant, collecting cells, soaking in sterile water at mass ratio of 1:0.1-0.2, adding 5-15 wt.% cell protective agent, magnetic stirring for 30-40 minutes, standing for 10-15 minutes, adding complex nutrients and additives, centrifuging, packaging in UV sterilized plastic, and labeling; (2) composition of microbial cells comprising Bacillus thuringiensis, Bacillus megaterium, Bacillus mucilaginosus and Bacillus amyloliquefaciens at microbial count of 1-2:2-3:2-3:1-2; (3) composition of complex nutrients comprising 50-150 pts. wt. potassium dihydrogen phosphate, 25-30 pts. wt. EDTA calcium salt, 50-80 pts. wt. mixture of EDTA magnesium salt and magnesium sulfate heptahydrate, 0.15-0.18 pt. wt. mixture of EDTA zinc salt and zinc sulfate heptahydrate, 0.3-0.5 pt. wt. mixture of EDTA manganese salt and manganese phosphate hydrate, 0.1-0.3 pt. wt. EDTA iron salt, 0.06-0.08 pt. wt. EDTA copper salt, 0.1-0.3 pt. wt. boric acid, 5-15 pts. wt. humic acid, 20-100 pts. wt. soy protein, 50 pts. wt. amino acids, 20-100 pts. wt. seaweed powder; (4) composition of amino acid comprising 6.0-6.5 pts. wt. alanine, 6.5-6.8 pts. wt. arginine, 6.8-7.2 pts. wt. aspartic acid, 2.2-2.5 pts. wt. cystine, 3.2 -3.5 pts. wt. glycine, 2.2-2.5 pts. wt. histidine, 6.4-6.5 pts. wt. lysine, 3.0-3.2 pts. wt. methionine, 5-5.5 pts. wt. phenylalanine, 4-4.2 pts. wt. proline, 8.4-8.5 pts. wt. serine, 4.8-5.0 pts. wt. threonine, 1.5-1.8 pts. wt. tryptophan, 4.2-4.5 pts. wt. tyrosine and 7.4-7.5 pts. wt. valine; and (5) composition of cell protective agent comprising diatomite, kaolin and/or talcum powder.