NOVELTY - A microbial fertilizer comprises microorganism microcapsule preparation containing organic fertilizer and/or inorganic fertilizer, where the microorganism microcapsule preparation has viable bacteria cell count of 1x 107-1x 1010 cfu/g, has total nutrient content of N, P2O5 and K2O of 6%-50%, and organic matter content of 10%-50%.    USE - As microbial fertilizer (claimed) for improving quality and growth of crop and for preventing and treating plant diseases caused by insect pests.    ADVANTAGE - The fertilizer effectively prevents high salt inorganic fertilizer granulation and drying process of microorganism, so as to improve the survival rate of the microorganism in the microorganism fertilizer, and improves quality of crop. The fertilizer exhibits high fertilizer effect, causes no toxicity, causes no environmental pollution, is low cost, saves energy and is more effective; has rational development and effectively uses the fertilizers.    DETAILED DESCRIPTION - A microbial fertilizer comprises microorganism microcapsule preparation containing organic fertilizer and/or inorganic fertilizer, where the microorganism microcapsule preparation has viable bacteria cell count of 1x 107-1x 1010 cfu/g, has total nutrient content of N, P2O5 and K2O of 6%-50%, and organic matter content of 10%-50%. The microbial fertilizer is prepared by: taking microorganism preparation, where the preparation is a solid preparation and the microorganism is Bacillus megatherium preserved under preservation number 10010, Bacillus mucilaginosus preserved under preservation number 10168, Bacillus cell preserved under preservation number 11079, vetch rhizobium Rhizobium astragula preserved under preservation number 20026 and/or Paecilomyces lilacinus preserved under preservation number 30680, forming organic-inorganic fertilizer composition by taking at least one inorganic fertilizer and organic fertilizer, grinding, where organic fertilizer is in 10-60 mass% and inorganic fertilizer is in 10-60 mass%, uniformly mixing to form organic-inorganic fertilizer mixture; forming micro-capsule preparation of organic-inorganic fertilizer by taking 1-90% microorganism micro-capsule preparation, which is solid preparation and 10-99% of the organic-inorganic fertilizer mixture, fully and uniformly mixing to form powdery microorganism fertilizer, granulating to form granular fertilizer, drying the fertilizer obtained in the above step at 70-85 degrees C for 25-40 minutes, taking a part of sample from the drying process and sieving, where the granular fertilizer particle size is not greater than 2.0 mm and the microorganism fertilizer particle size is more than 1.0 mm to less than 4.75 mm and the microorganism micro-capsule is composed of polyglutamic acid, gelatin and microorganism, where the microorganism is selected from microorganisms for decomposing phosphorus and potassium and for nitrogen fixation, where the microcapsule is composed of polyglutamic acid with glutin as wall material to form microorganism microcapsule; forming microorganism microcapsule by taking 1.5-4.0 mass% of gamma-polyglutamic acid aqueous solution and 1.5-4.0% of glutin aqueous solution, forming microbe fermentation liquid, forming bacteria suspension by taking a core of microorganism zymotic fluid, centrifuging at 10000 r/minutes and collecting the precipitate, then diluting with 0.9% of physiological saline the core of microbial bacterium suspension, where microbial content of bacterial suspension of Bacillus megatherium is 8x 101 cfu/ml, of bacterial suspension of Bacillus mucilaginosus is 6x 109 cfu/ml, of bacterial suspension of Bacillus cell is 9x 101 cfu/ml, of bacterial suspension of vetch rhizobium Rhizobium astragula is 2x 1011 cfu/ml, and of bacterial suspension of Paecilomyces lilacinus is 7x 109 spores/ml, fixing metal oxide by polyurea microcapsule solution and pH-adjusting liquid, preparing 40.0% formaldehyde solution, 3 mol/l NaOH and 1 mol/l HCl aqueous solution, preparing phase transition energy storage microcapsule by weighing 40 volume parts of micro-capsule prepared in first step and mixing with 1.5 to 4.0% of glutin aqueous solution, at 35-50 degrees C, magnetic force stirring at 300 to 500 r/minutes and slowly adding 5-20 volume parts of bacterial suspension, then at 35-50 degrees C, magnetic force stirring at 300-500 r/minutes for 10-20 minutes, and then slowly adding 40 volume parts of 1.5 to 4.0% of water solution, at 35-50 degrees C, magnetic force stirring at 300 to 500 r/minutes for 10-20 minutes and adding solution having 1 mol/l HCl and 3 mol/l of NaOH aqueous solution to adjust the pH value to be 3.8 to 4.2, at 35-50 degrees C, magnetic force stirring at 300 to 500 r/minutes for 10 to 20 minutes and adding 0.6 ml/g gelatin-formaldehyde solution, at 35-50 degrees C, magnetic force stirring at 300 to 500 r/minutes for 10 to 20 minutes and adding micro-capsule microbial agent, drying by spray drying or vacuum drying or vacuum freezing to obtain solid micro-capsule preparation, where the spray drying condition includes inlet temperature of 170 plus minus 5 degrees C, the outlet temperature of 70 plus minus 5 degrees C, feeding speed of 700 plus minus 10 ml/minutes, a vacuum drying condition of 70 degrees C, and dynamic viscosity of -0.1 to -0.09 MP; and freezing and drying in vacuum condition including temperature of -110 degrees C, and dynamic viscosity of -0.1 to -0.09 MP. The inorganic fertilizer is selected from nitrogenous fertilizer, phosphate fertilizer, potash fertilizer and trace element fertilizer.